About Medicare

Insurance Terms ‘Exchange’ and ‘Non-Captive’ Explained

November 15th, 2019

Since the enactment of the Affordable Care Act (Obamacare) many terms have surfaced to the public that weren’t commonly heard prior. Words like “exchange” and “non-captive” are insurance terms that have been around for a long time. They aren’t anything new and in fact they are widely known terms in

Attention BCBS Legacy Plan Rate Owners!!

July 19th, 2016

If you have been notified by BCBS that you will be subject to a rate increase, it is important to understand that YOU DO HAVE OPTIONS!! Most folks who are between the ages of 65 and 85 can acquire a Medicare Supplement policy from a different carrier at a lesser

Stop Wasting Time & Money Using a Captive Insurance Agent

July 16th, 2014

Buying insurance can be such a hassle to do because it’s an industry associated with lies and fabrication, rather than honesty and ethics. Typically a “captive” agent is worried about earning their next free vacation to the Bahamas, not about what’s best for the client. That’s why it’s very important

Five Tips for Navigating Safely Through Retirement

July 16th, 2014

1. Trust your gut instinct. Salespeople have a way of creating anxiety when none exists in search of a commission.  Never be afraid to sit on the sidelines for a bit with your retirement dollars…nobody ever looks back after a market crisis and regrets being safe. 2. Take the EMOTION out

Is Medicare Viable: Will Medicare Last?

June 25th, 2014

Nobody can say for sure whether Medicare will sustain forever. However based on collection of relevant statistics we can form our own opinions about the viability of Medicare in the United States. Some of these numbers may shock, surprise and if you’re a senior, even downright scare you. Medicare already

Brighton Area Chamber Golf Outing: From the Perspective of a Sponsor

June 23rd, 2014

Today, we have been enjoying our day at the GBACOC Golf Outing at Lakelands Golf & Country Club in Brighton, even despite the drizzling. We participate in this outing every year for a variety of reasons and we highly recommend it to any local business because the exposure and fun

Seniors: How to Choose the Right Doctor

June 18th, 2014

Whether you are an independent senior citizen or the caregiver of a senior, you know that choosing medical support can be a challenge- especially when you add in the stress that comes with understanding your Medicare insurance. We have come up with a few tips that make the search for

4 Important Things to Consider When Choosing a Healthcare Plan Through the Marketplace

June 3rd, 2014

Since the enactment of the Affordable Care Act, otherwise known as “Obamacare”, American healthcare has been changing dramatically. By way of Healthcare.gov, people are now directed to shop the “Marketplace” where there is a virtual insurance exchange with a selection of plans and carriers. This word ‘exchange’ has been a

Your Medicare Plan May Cover Bone Density Tests Crucial to Diagnosing Osteoporosis

May 22nd, 2014

May is National Osteoporosis Awareness and Prevention month which is why it’s only fitting that we explain some common information relating to Osteoporosis that we have gathered. According to the Surgeon General’s 2004 Report “Bone Health and Osteoporosis: A Report of the Surgeon General,” hip fractures are expected to triple

Get Active This Summer!

May 6th, 2014

The sunshine, birds chirping and climate changes that come with summer are well on the way. As it warms up outside, it seems almost wrong to sit inside! Here are some great ideas for getting active in the outdoors this summer- that require minimal expense and maximum exhilaration! Take a