Medicare 2025 Costs at a Glance
| Part A premium | Most people don’t pay a monthly premium for Part A (sometimes called “premium-free Part A”). If you paid Medicare taxes less than 30 quarters, the standard Part A premium is $518 in 2025. If you paid Medicare taxes for 30-39 quarters, the standard Part A premium is $285 in 2025. |
| Part A hospital and inpatient deductible | You pay: • $1,676 deductible for each benefit period • Days 1-60: $0 coinsurance for each benefit period • Days 61-90: $419 coinsurance per day of each benefit period • Days 91 and beyond: $838 coinsurance per each “lifetime reserve day” after day 90 for each benefit period (up to 60 days over your lifetime) • Beyond lifetime reserve days: all costs |
| Part B premium | Most people pay $185.00 each month (or higher depending on your income). |
| Part B deductible and coinsurance | $257. After your deductible is met, you typically pay 20% of the Medicare-approved amount for most doctor services (including most doctor services while you’re a hospital inpatient), outpatient therapy, and durable medical equipment. |
| Part C premium | Part C monthly premium varies by plan |
| Part D premium | The Part D monthly premium varies by plan (higher-income consumers may pay more) |
This information comes from www.medicare.gov
By contacting the phone number on this website you will be directed to a licensed agent.